5 apps to help you with saving and budgeting

money plant

Check out these 5 saving and budgeting apps to help mine workers keep on top of finances.

At the end of the last mining boom we saw a lot of workers losing their mining jobs. This highlighted to many of us the volatility that occurs within the mining industry in Australia and how ‘at risk’ some mining employees can be. When the industry is strong, mining workers are being paid healthy salaries and living relatively well . But when the mining industry is weak, workers can be left with few opportunities, pay cuts and massive debts incurred that cannot realistically be paid off with an average income outside of the mining industry.

It doesn’t have to be like this. Here are our top five apps to help you save and budget so you can stay afloat no matter what part of the mining cycle we’re in.


This budget software helps keep you accountable to the goals you set, allowing you to live on a budget that truly reflects what’s important. You can save for big expenses, share budgets with your family or partner, and create a budget that works.

Goodbudget is available from Google Play or the App Store.


Designed by the Australian Securities and Investments Commission Finance, TrackMyGOALS allows you to set, plan, track and manage multiple savings goals and visualise your progress towards achieving those goals. This app is excellent for those who need a reason to save. Adding in goals and seeing how you are working toward achieving them could be the motivation you need to start putting your money aside.

TrackMYGOALS is available from Google Play or the App Store.

ATO app

There is nothing more certain in life than death and taxes. Sadly, these things are a part of life, and if you can’t change them, it is better to embrace them. The ATO app puts tax and super help in your hand, making it easier for you to conduct your tax and super affairs on the go.

The ATO app is available from Google Play, the App Store or Microsoft.


For anyone who finds investing daunting, Acorns is for you. Acorns is a platform for micro-investing, allowing you to invest in small amounts – what you would pay for your morning coffee. Every dollar you invest is automatically diversified across 7,000 stocks and bonds to help improve your return while reducing risk.

Acorns is available from Google Play or the App Store.


Pocketbook automatically organises your spending into categories like clothes, groceries and fuel – showing you where money is being spent. You can set up budgets for each category, see your balances and view your transactions. Pocketbook gives you actionable insights so you can spend and save even smarter.

Pocketbook is available from Google Play and the App Store.

With the right tools to manage the ups and downs, mining jobs are lucrative and satisfying. If you are looking for your next mining job,  get in touch with the team at MPi. We’re specialists in mining recruitment.

Stephanie O'Brien
Mining People International